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Are pre-existing conditions covered?
Are pre-existing conditions covered?

Pre-existing conditions explanation

John Connor avatar
Written by John Connor
Updated over a week ago

There is no cover under this Policy for Vet Costs for Treatment of Pre-existing Conditions.

A Pre-existing Condition is defined as:

an Injury, Illness, Dental Illness or Behavioural Problem, (including Bilateral Condition and other conditions that are related to, secondary to, or results of) that:

  1. a) first occurred or showed symptoms of, or

  2. b) was identified or investigated by a Vet, or

  3. c) You were aware of or a reasonable person in the circumstances could be expected to have known about,

before Your Pet’s First Date of Cover, before a change of coverage becomes effective, or during any applicable Exclusion Period.

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