ExtrasJar Pet Insurance is designed with simplicity in mind. That’s why we provide flexible options of Annual Limit ($10,000 / $15,000 / $25,000), Benefit Percentage (80% / 85% / 90%) and Annual Excess ($1,000 / $750 / $500 / $250 / $0) to suit your needs and lifestyles. But there are no sub-limits.